Financial Management Literacy for Students of Economic Education FKIP UKSW

Jean Belynda Lalihatu, Dwi Iga Luhsasi, Carolina Lita Permatasari

Abstract


Financial literacy is an important part of the realization of student management in relation to improving financial literacy so that it creates knowledge and behavior in financial management that has been carried out so far. Students need to realize financial management by increasing financial literacy which is what they learn during lectures. Therefore, students are able to carry out financial management with the existence of financial literacy. This research was conducted at the SWCU FKIP Economic Education using a qualitative method with a snowball sampling technique and with data collection techniques, namely primary data, interviews and documentation, which aims to determine student literacy towards financial management of SWCU FKIP economic education students. The results of this study indicate that students already understand the basics of finance but there are several things that must be underlined in financial literacy, namely knowledge of investment and insurance which is still low as well as sources of financial literacy that only rely on lecture material even though there are still many media that can be accessed to add student financial literacy such as books, social media and websites. The results of students who are still low on understanding financial literacy make their financial management ineffective. On the other hand, students who have an understanding of financial literacy become more effective in financial management, it can be concluded that the importance of financial literacy itself for students.


Keywords


financial literacy; financial management

Full Text:

PDF

References


Aini, Nur, Lily. S & Trisnadi. W. 2016. Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Keputusan Investasi Di Pasar Modal.

Anastasia, M S & Suramaya, S K. 2013. Tingkat Literasi Di Kalangan Mahasiswa STIE MUSI. Jurnal Economia, Vol 9, No 2.

Angelia, N., and Sitanggang, S.N. (2020). The Analysis of Factors Affecting Dividend Policy in Food and Beverage Sector Manufacturing Companies Listed in Indonesia Stock Exchange in 2015-2017. Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 3 (2): 902-910.

Annisaa Novieningtyas. 2018. Pentingnya Edukasi Literasi Keuangan Sejak Dini,Manners Vol 1, No. 2

Dhany Efita Sari. 2018. Pendidikan Literasi Keuangan Melalui ProgramKemitraan Dengan Bank Untuk Mengurangi Perilaku Konsumtif. Vol 28. No 1.

David R. 2014. Pengaruh Hasil Belajar Manajemen Keuangan dan Gaya HidupTerhadap Pengelolaan Keuangan Mahasiswa Pendidikan Ekonomi Stambuk. Jurnal Stambuk.

Facthur R. 2012. Pengelolaan Keuangan. Yogjakarta: OFFSET

Hamdani. 2018. Analisis Tingkat Literasi Keuangan dan Pengaruhnya TerhadapPerilaku Keuangan Mahasiswa Prodi Manajemen Universitas Terbuka.

Indra Fikqi A, W dan Assumpta Maria E, M. 2019. Peran Literasi KeuanganDalam Pengelolaan Keuangan Mahasiswa. MAPI, VOL.1, NO 1.

Irene Herdjiono, Lady Angela Damanik. 2016. Pengaruh Financial Attitude,Financial Knowledge, Parentel Income Terhadap Financial Management Behavior. Jurnal Manajemen Teori dan Terapan Vol 9, No 3.

Musthafa H. 2017. Manajemen Keuangan. Yogjakarta: OFFSET

Masassya, E. G.. 2006. Arsitektur Keuangan Pekerja Profesi. Kompas, Edisi 7, Bulan Agustus.

Nugroho Lucky dkk. 2020. Indonesia Maju dan Bangkit. Pasuruan, Jawa Timur: CV. Penerbit Qiara Media

Otoritas Jasa Keuangan. 2014. Strategi Nasional Literasi Keuangan Indonesia. Jakarta

Otoritas Jasa Keuangan. (2016). OJK: Literasi keuangan Indonesia 2016 meningkat menjadi 29,66 persen.

Rahmati, A., Mulyadi, D., and Januddin. (2018). Analysis of Low Realization For Mudharabah Financing at Muamalat Indonesia Bank, Banda Aceh. Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol I (4): 215-223.

Robb, C. A., & Woodyard, A. S. (2011). finnancial knowledge and best practice behaviour. Journal of financial Counseling and planning Volume 22 Issue 1 .

Sugiyono. 2015. Metodologi Penelitian Kombinasi (Mix Methods). Bandung: Alfabeta

Sulvy, M. & Yulianti, N. 2013. Sikap Pengelola Keuangan Dan Perilaku Perencanaan Investasi Keluarga Surabaya. Journal of Business and Banking, Vol 3 No.1.

Sri Liana. 2017. Pengelolaan Keuangan Bagi Mahasiswi Asrama Yang Tinggal Di Sekitar Kampus Universitas RIAU Panam Pekanbaru. JOM FISIP Vol. 4 No. 2 Oktober 2017

Sina, Peter Garlans dan Naya, Adris. 2012. Pengaruh Kecerdasan Spiritual Terhadap Pengelolaan Keuangan Pribadi. Jurnal Manajemen Vol.11 No.2.

Setya Sutanto Albertus, Ari Wahyu Letsono, Rendika Vhalery. 2020. Pengaruh Literasi Keuangan Dan Lingkungan Kampus Terhadap Manajemen Keuangan Pribadi Mahasiswa. Journal Of Education.

Suwatno Suwatno, Ika Putera Waspada, Heny Mulyani. 2020. Meningkatkan Perilaku Pengelolaan Keuangan Mahasiswa Melalui Financial Literacy dan Financial SelEfficacy. Jurnal Pendidikan Akuntansi dan Keuangan Vol 8, No 1

Wahana, A. 2014. Analisis Faktor-faktor yang mempengaruhi Perilaku Mahasiswa Dalam Menabung (Studi Kasus Mahasiswa S1 FEB Undip Tembalang). Semarang: Fakultas Ekonomi dan Bisnis, Universitas Diponegoro.

Wibowo, S.J. 2016. Pengaruh Struktur Modal Terhadap Kinerja Perusahaan




DOI: https://doi.org/10.33258/birci.v4i3.2454

Article Metrics

Abstract view : 35 times
PDF - 13 times

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.