Self-Control Therapy: Daily Accounting and Focus Group Discussions Reduce Consumptive Behavior of E-Money Use in Millennials

Netty Dyan Pratika, Annisa Manikotama, Dinda Hana Pratiwi, Khofifah Wahyuningdias

Abstract


This study aims to find out if there are differences in the level of consumptive behavior after being given treatment in the form of self-control therapy with daily accounting methods and focus group discussions. The study uses an experimental quantitative approach. The subjects of this study were 33 Mulawarman University students who were active users of e-money who were selected using purposive sampling techniques. The data collection method used is the scale of consumptive behavior. The collected data is analyzed with the Different Test method, the Wilcoxon Test with the help of SPSS software version 22. The results of this study showed that the pre-test of consumptive behavior scale with post-test consumptive behavior scale showed a P value of 0,000 < 0.05 which means that there was a decrease in consumptive behavior after being treated in the form of daily accounting and focus group discussion then on follow-up the consumer behavior scale showed a P value of 0.694 > 0.05 which means not There’s a significant difference.


Keywords


consumptive behaviour; e-money; self-control therapy; daily accounting; focus group discussion

Full Text:

PDF

References


Amal, B.K. (2018). The Exploring of Marxism Regarding The Poverty Sustainability in Kampung Nelayan Seberang, Belawan, Indonesia. Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol I (2): 79-92.

Adiyanti, A. I. (2015). Pengaruh Pendapatan, Manfaat, Kemudahan Penggunaan, Daya Tarik Promosi, dan Kepercayaan Terhadap Minat Menggunakan Layanan E-money. Malang: Universitas Brawijaya.

Adzkiya, A. (2018). Analisis Perilaku Konsumtif dan Faktor Pendorongnya (Studi Kasus Mahasiswa Universitas Islam Negeri Syarif Hidayatullah Jakarta Angkatan 2017). Universitas Islam Negeri Syarif Hidayatullah.

Ali, H., & Purwandi, L. (2017). The Urban Middle-Class Millenials Indonesia: Financial and Online Behavior. Jakarta: PT Alvara Strategi Indonesia.

Anwar, M. H. (2018). Pengaruh Lingkungan Kerja, Motivasi, dan Stress Kerja Terhadap Kinerja Pegawai. eprints.unisbank.ac.id. http://eprints.unisbank.ac.id/4659/

Arikunto, S. (2010). Penelitian Tindakan Kelas. Jakarta: PT Bumi Aksara.

Azwar, S. (2016). Metode Penelitian. Yogyakarta: Pustaka Pelajar.

Bank Indonesia. (2019). Uang Elektronik. https://www.bi.go.id/id/edukasi-perlindungan-konsumen/edukasi/produk-dan-jasa-sp/uang-elektronik/Pages/default.aspx

Carlson, E. (2008). The Lucky Few: Between the Greatest Generation and the Baby Boom (Patent No. E-ISBN: 978-1-4020-8541-3).

Chaney, D. (2000). The Cultural Turn: Scene-Setting Essays in Contemporary Cultural History. London: Routledge.

Chita, R. C. M., David, L., & Pali, C. (2015). . Hubungan Antara Self Control Dengan Perilaku Konsuntif Online Shopping Produk Fashion Pada Mahasiswa Fakultas Kedokteran Universitas SAM Ratulangi Angkatan 2011. Jurnal E-Biomedik, 3(1), 297–302.

Diakhate, B. (2019). The Ups and Downs of the Nigerian Society: A Satirical View on Socio-political Matters in Chimamanda Ngozi Adichie’s Purple Hibiscus (2004) and Sefi Atta’s a Bit of Difference (2013). Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 2 (2): 1-6.

Elvinaro, A. (2010). Metode Penelitian untuk Public Relations Kuantitatif dan Kualitatif. Bandung: Simbiosa Rekatama Media.

Gumulya, J., & Widiastuti, M. (2013). Pengaruh Konsep Diri Terhadap Perilaku Konsumtif Mahasiswa Universitas Esa Unggul. Jurnal Psikologi, 11(1), 50–65.

Hadi, S. (2000). Metodologi Research. Yogyakarta: Fakultas Psikologi UGM.

Heni, A. S. (2013). Hubungan Antara Kontrol Diri dan Syukur Dengan Perilaku Konsumtif Pada Remaja SMA IT Abu Bakar Yogyakarta. Empathy Jurnal Fakultas Psikologi, 2(1).

Irwanto. (2006). Focus Group Discussion: A simple manual. Jakarta: Yayasan Obor.

Kurnia, I. (2019). Bimbingan dan Konseling Islam dengan Cognitive Behavior Therapy Untuk Mengatasi Shopaholic Online Shop Pada Seorang Mahasiswi UIN Sunan Ampel Surabaya. Universitas Islam Negeri Sunan Ampel Surabaya.

Latipun. (2016). Psikologi Eksperimen. Malang: Universitas Muhammadiyah Malang Press.

Lyons. (2004). An Exploration of Generational Values in Life and At Work. Proquest Dissertations and Theses.

Mack, N., Woodsong, C., MacQueen, K., Guest, G., & Namey, E. (2005). Qualitative Research Methods: A Data Collector’s Field Guide. Family Health International (FHI), USA.

Nggraini, R., & Soenhadji, I. M. (2016). Pengaruh Gaya Hidup dan Pemanfaatan Teknologi ( E-Banking ) Terhadap Kepemilikan Kartu Kredit Serta Dampaknya pada Sikap Pengguna. Seminar Nasional Aplikasi Teknologi Informasi (SNATi).

Otto, P. E., Davies, G. B., & Charter, N. (2006). Note On Ways Of Saving: Mental Mechanisms As Tools For Self-Control. Journal of Financial Counseling and Planning, 17(2), 1–11.

Palupi, Indah, S., & Sugiyanto, E. (2018). Pengaruh Ukuran Perusahaan, Sales Growth dan Leverage Terhadap Tax Avoidance, dengan Profitabilitas Sebagai Variabel Moderating (Studi Empiris pada Perusahaan Manufaktur Terdaftar di Bursa Efek Indonesia tahun 2014-2016). Universitas Muhammadiyah Surakarta.

Pergiwati, G. E. (2016). Konformitas dan Perilaku Konsumtif Pada Mahasiswi Fakultas Ilmu Sosial dan Ilmu Politik Dengan Status Sosial Ekonomi ke Bawah di Universitas Mulawarman. E-Journal Psikologi, 4(3), 1–12.

Pusat Badan Statistik. (2018). GENDER TEMATIK. Kementerian Pemberdayaan Perempuan Dan Perlindungan Anak (KPPPA) Dan Badan Pusat Statistik (BPS) STATISTIK.

Ramadani, L. (2016). Pengaruh Penggunaan Kartu Debit dan Uang Elektronik (E-Money) Terhadap Pengeluaran Konsumsi Mahasiswa. Jurnal Ekonomi Dan Studi Pembangunan, 8(1), 1–8.

Ramlan. (2018). Some Steps for Language Maintenance in The Society and Individual. Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol I (2): 62-71.

Santoso, S. (2015). PSS20 Pengolahan Data Statistik di Era Informasi. Jakarta: PT. Alex Media Komputindo, Kelompok Gramedia.

Sumartono. (2002). Terperangkap Dalam Iklan: Meneropong Imbas Pesan Iklan Televisi. Bandung: PT Alfabeta.

Suyasa, P., & Fransisca. (2005). Perbandingan Perilaku Konsumtif Berdasarkan Metode Pembayaran. Phronesis, 7(2), 172–198.

Utami, F., & Sumaryono. (2011). Pembelian Impulsif Ditinjau dari Control Diri dan Jenis Kelamin Pada Remaja. Jurnal Psikologi Proyeksi, 3(1), 46–57.




DOI: https://doi.org/10.33258/birci.v4i4.2919

Article Metrics

Abstract view : 10 times
PDF - 1 times

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.