Legal Analysis of the Crime of Skimming in Indonesia According to the Electronic Information and Transactions Law (ITE) Number 11 of 2008 concerning Information and Electronic Transactions

Ervina Sari Sipahutar, Indra Gunawan Purba, Anjani Sipahutar

Abstract


Crime in cyberspace presents new and serious problems on an international scale and is very complex in efforts to empower the law to deal with them. Economic crimes including Automatic Teller Machine (ATM) cards and theft of money are the second problem that is very worrying for the banking world, especially those committed by Asia. The legal situation in Indonesia, in particular, the laws and regulations made in the last twenty-five years is very easy to swallow. Objectively, this happens because changes in society in the political, economic, social, and cultural fields are going so fast, so that the law is easily left behind. Subjectively, various laws and regulations are made to overcome instant situations, so they pay less attention to insight. In reality, cyber activities (virtual world or the internet), are no longer simple, but quite complicated, because their activities are no longer limited by the territory of a country, which can be easily accessed anytime and from anywhere. Losses can occur, both to the perpetrator of the transaction and to other people who have never made a transaction, for example, the theft of bank customer funds through skimmer mode (procurement of Automated Teller Machines or so-called ATM cards). Advances in information technology that became the beginning of the existence of cybercrime, can legally have an impact on the law, which regulates this matter. Crimes like this can be categorized as acts of theft / fraud contained in the Criminal Code (KUHP) and Law no. 11 of 2008 concerning Information and Electronic Transactions, hereinafter referred to as UU ITE. Anyone in the city or village who already has an Automatic Teller Machine (ATM), especially in a big city, must have at least one plastic card with magnetic tape, which is often called an Automatic Teller Machine (ATM) card.


Keywords


Crime; skimming crime; information and electronic transactions (ITE)

Full Text:

PDF

References


Abdul Wahid dan M. Labib. (2005). Kejahatan Mayantara (Cybercrime), (Bandung:

Abdul Wahid dan Mohammad Labib. (2005). Kejahatan Mayantara, Refika Aditama, Bandung,

Adami Chazawi. (2001). Pelajaran Hukum Pidana Bagian I, Jakarta: Raja GrafindoPersada, Yahya Harahap, Pembahasan Permasalahan dan Penerapan KUHAP Penyidikan dan Penuntutan Edisi Kedua, Sinar Graiika, Jakarta.

Ade Arie Sam Indradi. (2006). CardingModus Operandi, Penyidikan dan Penindakan, (Jakarta: Grafika Indah)

Barda Nawawi Arief. (2006). Tindak Pidana Mayantara Perkembangan Kajian Cyber Crime di Indonesia, Rajawali Pers, Jakarta.

Budi Suhariyanto. (2013). Tindak Pidana Teknologi Informasi (Cybercrime): Urgensi Pengaturan dan Celah Hukumnya, Rajawali Pers, Jakarta, hlm. 17.

Budi Suhariyanto. (2013). Tindak Pidana Teknologi Informasi (Cybercrime): Urgensi Pengaturan dan Celah Hukumnya, Jakarta: Rajawali Press

dan Penuntutan Edisi Kedua, Sinar Grafika, akana.

Dikdik M. Arief Mansur, Cyber Law Aspek Hukmn Teknologi Informasi, Reflka Aditama Bandung

Harahap Yahya. (2010). Pembahasan Permasalahan dan Penerapan KUHAP Penyidikan

Muhamad Djumhana. (2008). Asas-asas hukum perbankan Indonesia, PT citra Aditya bakti, Bandung.

Muhammad Djumhana. (2008). Asas-Asas Hukum Perbankan Indonesia, Bandung: PT Citra Aditya Bakti.

PAF Lamintang. (1984). Kitab Undang-Undang Hukum Acara Pidana dengan Pembahasan Secara Yuridis menurut Yurisprudensi dan Ilmu Pengetahuan Hukum Pidana, CV.Sinar Baru, Bandung. Refleksi Ketidakberdayaan Hukum dan Penegakan HAM, Cet I, Jakatta: Edsa Mahkota.

Pasal 143 ayat (2) huruf b Undang-Undang Nomor 8 Tahun 1981 tentang Kitab Undang-Undang Hukum Acara Pidana

Peraturan Bank Indonesia Nomor 11/ 1 1/PBI/2009 tanggal 13 April 2009 tentang Penyelenggaraan Kegiatan Alat Pembayaran dengan Menggunakan Kartu Surat Edaran Bank Indonesia No. 17/52/DKSP tanggal 30 Desember 2015 tentang Implementasi Standar Nasional Teknologi Chip dan Penggunaan Personal Identification Number Online 6 (Enam) Digit untuk Kartu ATM dan/atau Kartu Debet yang Diterbitkan di Indonesia

Prasetyo, Roni. (2004). Tinjauan Hukum Perlindungan Nasabah Korban Kejahatan Perbankan, (Jakarta, Prestasi Pustaka).

Rahaljo Satjipto. (1980). Hukum dan Masyarakat, Cetakan Terakhir, Angkasa.Bandung.

Refika Aditama).

Rehulina, Hatialum. (2012). Analisis Yuridis Kejahatan Cyber Crime Dalam Pembobolan Mesin Atm Bank, (Surabaya).

Republik Indonesia, Pasal 32 ayat 1 Undang-Undang Republik Indonesia Nomor 19 Tahun 2016 tentang Informasi dan Transaksi Elektronik merupakan perubahan dari Undang - Undang Republik Indonesia Nomor 11 Tahun 2008

Sudarto. (1986). Hukum dan Hukum Pidana, Alumni, Bandung, hlm. 113.

Sunardi, Danny Tanuwijaya. (2005). Abdul Wahid, Republik “Kaum Tikus”;

Undang-Undang Republik Indonesia Nomor 10 Tahun 1998 Perubahan atas Undang-Undang Nomor 7 Tahun 1992, Tentang Perbankan.

Undang-Undang Republik Indonesia Nomor 19 Tahun 2016 tentang Informasi dan Transaksi Elektronik merupakan perubahan dari Undang-Undang Republik Indonesia Nomor 11 Tahun 2008.

Undang-Undang Republik Indonesia Nomor 3 Tahun 2004 tentang Perubahan atas Undang – Undang - Undang Republik Indonesia Nomor 23 Tahun 1999 Tentang Bank Indonesia.

Undang-Undang Republik Indonesia Nomor 8 Tahun 1999 tentang Perlindungan Konsumen.




DOI: https://doi.org/10.33258/birci.v5i2.4696

Article Metrics

Abstract view : 59 times
PDF - 21 times

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.