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The Effect of Digital Banking on Banking Performance during the Covid-19 Pandemic
Abstract
The purpose of this study was to determine the effect of digital banking on banking performance during the covid-19 pandemic. The research method that is considered appropriate for this research is descriptive quantitative with a cross sectional design of hypothesis testing using linear regression. There is a significant influence between digital banking (DB) on the return of assets at conventional banks in Indonesia during the COVID-19 pandemic, there is a significant effect between digital banking (DB) on the return on equity at conventional banks in Indonesia during the COVID-19 pandemic and There is a significant influence between digital banking (DB) on operating costs of operating income at conventional banks in Indonesia during the COVID-19 pandemic. In implementing digital banking innovation, it is hoped that banks will be able to implement risk management to deal with various risks with digital banking innovation.
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DOI: https://doi.org/10.33258/birci.v5i2.5254
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