Affecting Factors Social Influence and Intention to Use on Gopay in Indonesia
Abstract
This study aims to determine the effect of using Gopay e-money in Indonesia, which is influenced by perceived usefulness, perceived ease of use, compatibility, personal innovation, individual mobility, intention to use, and social influence. The development of information technology and current payment systems has encouraged the development of an electronic payment instrument known as Electronic Money. E-Money is very safe to use. Electronic money is divided into electronics money is divided into two types. First, chip-based electronics money in the form of cards, such as e-Money, Flazz, and Brizzi. The second type server-based electronics money. This type of electronic money is usually in the form of applications such as Gopay, OVO, Shoppe Pay, Dana, and LinkAja, where this electronic money makes transactions easier. Develop the previous research model by adding social influence variables. Data processing method using SEM. The study results show that all hypotheses are supported except for perceived ease of use on intention to use.
Keywords
Full Text:
PDFReferences
Abdullah, F., Ward R., Ahmed E. (2016). Investigating the influence of the most commonly used external variables of TAM on students ' Perceived Ease of Use (PEOU) and Perceived Usefulness (PU) of e - portfolios . Computer In Human Behavior , Vol.63 pp 75-90.
Agarwal , R., Karahanna , E. (1998). On The Multi -Dimensional nature of Compatibility Beliefs in Technology Acceptance . Unpublished , Department College of Business, The Florida State University .
Aji, HM, Berakon I., Riza AR (2020). The Effects of Subjective norm And Knowledge About Riba On Intention To Use E-Money In Indonesia. Journal Islamic marketing . Vol. 12 No. 6, pp . 1180-1196.
Ajzen , I, Fishbein , M. ( 1977 ) . Attitude-Behavior Relations : A Theoretical Analysis and Review of empirical Research . Psychological Bulletin , Vol. 84, No. 5, 8-918.
Baptista, G., Oliveira , T., 2016. A weight and a meta- analysis on mobile banking acceptance research . Computing . Hmm . Behav . 63, 480–489.
Cabanillas , FL, Veljko Marinkovicb , Iviane Ramos de Lunaa , Zoran Kalinicb . (2017). Predicting The Determinants Of Mobile Payment Acceptance : A Hybrid SEM-Neural Network Approach . Technological Forecasting & Social Change Vol.129, 117-130.
Chuang , Chung -Ming. (2019). A current travel model: smart tour on mobile guide application services . Current Issues in Tourism.
CNN Indonesia. ( 2021). Transaction Money Electronic Predicted see through Rp226 T This Year. Obtained from: https://www.cnnindonesia.com/economy/20210428195532-78- 636118/electronic-money-transactions-predicted-through-rp226-t-this-year (Accessed on 13 October 2021).
Davis, FD (1989). “Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology,” MIS Q. , vol. 13, no. 3, p. 319.
Dutot , V, et al. (2019). Applying the technology acceptance model in a three-countries
Emran , M., A. (2021). Evaluating the Use of Smartwatches for Learning Purposes through the Integration of the Technology Acceptance Model and Task - Technology Fit. International Journal of Human– Computer Interactions .
Hamid, A. (2016). Transparency And Accountability In Management Village Fund Allocation Finance in Good Achievement governance . Thesis University Islam Country Alauddin Makassar.
Kamal, SA, Muhammad Shafiq a, c , and Priyanka Kakria . (2020). Investigating acceptance of telemedicine services through an extended technology acceptance model (TAM). Technology in society vol.60.
Lee, MS (2019). Effect Of Personal Innovativeness On Mobile Device Adoption By Older Adults In South Korea: The Moderation Effect Of Mobile Device Use Experience . int. J. Mobile Communications , Vol. 17, No. 6, pp.682–702
Maroof , Al, RS, Alhumaid , K., Alhamad , AQ, Aburayya , A., Salloum , S. (2021). User Acceptance of Smart Watch for Medical Purposes : An Empirical Study. Future Internet,13, 127
Maroof , Al, RS, Alhumaid , K., Alhamad , AQ, Aburayya , A., Salloum , S. (2021). User Acceptance of Smart Watch for Medical Purposes : An Empirical Study. Future Internet, 13, 127.
Midgley D., F. and Dowling , G., R. (1978). Innovativeness : the concept and its measures . Journal of consumer research vol.4
Motamedi , S, et al. (2019). Acceptance of full Driving Automation : Personally Owned and Shared -Use Concepts. Human factors . P.1-22
Patel , Kiran J. (2017). Adoption of internet banking services in Gujarat : an extension of TAM with perceived security and social influence . International Journal of Bank Marketing . Arcan Publisher.
Roy, Subhadin , (2017) . APP Adoption And Switch Behavior : Applying The Extended Tam In Smartphone App Usage ”, Journal of Information Systems and Technology Management , Vol. 14, No. 2, pp . 239-261.
Shah, M. M., et al. (2020). The Development Impact of PT. Medco E & P Malaka on Economic Aspects in East Aceh Regency. Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Volume 3, No 1, Page: 276-286.
Shin , Yeon Ho. (2020). Predicting Consumer Intentions Regarding State- branded Food Products in the Grocery and Restaurant Settings: Understanding the Role of Self-Concept, Journal of Quality Assurance in Hospitality & Tourism, DOI:10.1080/1528008X.2020.1721038.
Singh , Sindhu, RK Srivastava . (2018). Predicting the intention to use mobile banking in India. International Journal of Bank Marketing . https://doi.org/10.1108/IJBM-12-2016-0186
Sukendro , Khaeruddin, Habibi A., Indrayana B., Syahruddin, Makadada FA, & Hakim H. (2020). Using an extended Technology Acceptance Model to understand students ' use of e -learning during Covid-19: Indonesian sports science education context . Heliyon 6, 11.
Wang, Z., & Li, H., (2018). Factors Influencing Usage of Third Party Mobile Payment Services in China: An Empirical Study
Wu , Ruijuan , Zhongkai Wu , Jing Wen , Yuqi Cai, Yan Li. (2019). Extrinsic and Intrinsic Motivation as Predictors of Bicycle Sharing Usage Intention : An Empirical Study for Tianjin,China , Journal of Cleaner Production .
Yang, M.; Mamun, AA; Mohiuddin , M.; Nawi, NC; Zainol , NR (2021). Cashless Transactions : A Study on Intention and Adoption of e -Wallets . Sustainability vol. 13, pp . 831. https://doi.org/10.3390/su13020831
DOI: https://doi.org/10.33258/birci.v5i3.6413
Article Metrics
Abstract view : 58 timesPDF - 28 times
Refbacks
- There are currently no refbacks.
![Creative Commons License](http://licensebuttons.net/l/by-sa/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
![Creative Commons License](https://i.creativecommons.org/l/by-sa/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.